If you’ve been injured in an accident and are thinking about making a personal injury claim, you might be wondering how long you have to take action. In the UK, there are time limits for starting a claim, but don’t worry, we’re here to explain them clearly so you don’t miss out on the compensation you deserve.
At CEL Solicitors, we always recommend getting in touch as soon as possible after an accident. Acting quickly not only protects your legal rights but also helps us gather important evidence, such as witness statements, to support your case.
How Long Do I Have to Make a Personal Injury Claim?
In most cases, you have three years from the date of your accident to start a personal injury claim. This is called the limitation period.
However, there are exceptions where the time limit might be extended. For example:
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If your injury wasn’t immediately obvious, the three-year countdown may begin from the date you first became aware of it.
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If the injured person is under 18, the three-year period usually starts on their 18th birthday.
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If someone lacks mental capacity, the time limit may be paused until they’re able to make a claim.
Because of these exceptions, it’s always a good idea to speak to a legal expert as soon as possible — even if you think too much time has passed.
Can I Still Claim After Three Years?
In most situations, claims must be made within three years. However, there are several scenarios where claims might still be possible:
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Delayed symptoms – If your injury became clear only later on, the time limit may start from the date you realised something was wrong.
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Injured children – For anyone under 18, the three-year period begins when they turn 18, meaning they can claim up until their 21st birthday.
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Mental or physical incapacity – If you were unable to make a claim because of serious illness or injury, the courts may extend the time limit.
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Criminal injuries – Claims made through the Criminal Injuries Compensation Scheme follow different rules. These cases can be complex, so it’s best to get advice as early as possible.
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Defective products or medical devices – If your injury was caused by a faulty item, the time limit might start from when you discovered the defect.
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Hit-and-run accidents – If the driver was unidentified or uninsured, you may still be able to claim if new evidence comes to light.
Will My Claim Be Rejected If It’s Too Old?
Not necessarily — but the longer you wait, the harder it can be to make a strong case. Here’s why time matters:
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Legal time limits – If the three-year deadline has passed and there’s no valid reason for the delay, your claim is likely to be rejected.
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Evidence may fade – Over time, it becomes more difficult to gather evidence. Witnesses may be harder to find, and medical records may be less detailed or more difficult to access.
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Proving the delay – If you do have a valid reason for claiming late, such as delayed symptoms or mental incapacity, you’ll need to show evidence of this.
So while older claims can still be made in some cases, they can be more challenging. That’s why early legal advice is key.
What Do I Need to Make a Personal Injury Claim?
To help your solicitor build a strong case, it’s useful to gather the following:
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Accident details – Date, time, location, and any witnesses.
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Medical records – Reports outlining your injuries and treatment.
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Proof of financial losses – For example, lost wages or medical expenses.
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Photographs – Any pictures showing your injury or the scene of the accident.
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Details of the at-fault party – If known, their name, contact, and insurance info.
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Police report – If the police were involved, any documentation they provided.
Don’t worry if you don’t have everything right away — we’ll make sure you have everything you need to bring a strong case.
Ready to Start Your Claim?
If you’ve been injured and are thinking about making a claim, don’t delay. The sooner you act, the better your chances of getting the compensation you’re entitled to.
At CEL Solicitors, we’re here to make the process as simple and stress-free as possible. Whether you’re ready to start or just want to ask a few questions, we’re here for you.
Call us today on 0330 029 8742 or complete an online form to speak to one of our friendly legal experts.
