Have you suffered an
accident at work?
Were you injured in an accident at work in the last three years? Do you think your employer could have done more to prevent your workplace injury? If you answered yes to these questions, then you could be eligible to claim compensation. At CEL Solicitors we understand that making a claim against your employer can be daunting. However, employers take out insurance policies for this very reason. You’re therefore making a claim against your employer’s insurance. Our dedicated personal injury team are here to help so if you’ve been injured at work then get in touch today for free initial, no obligation advice. We work on a no win, no fee basis so there is nothing to lose by getting in touch.
Accidents at work claims arise when employers fail to protect their employees from hazards in the workplace. The Health and Safety at Work Act 1974 places a duty on all employers “to ensure, so far as is reasonably practicable, the health, safety and welfare at work” of all their employees.
If you have been injured in an accident at work, and your employer has failed to meet their responsibilities, then you can claim compensation for the injuries you sustained. If successful, compensation for your workplace injury would be paid from your employer’s liability insurance.
The amount of compensation you will receive will depend on the type and extent of the injury or injuries you sustained during the accident. One of our experienced accident at work solicitors will be able to value your accident at work claim based on your individual circumstances.
Where possible, CEL Solicitors advise gathering as much evidence as possible to support your accident at work claim:
Report your injury or illness to your employer and make sure they record it in the company’s accident book if they have one. If not, send an email to report your accident.
Take photographs of any injuries you sustained in the accident. If possible, it’s also helpful to photograph or document the hazard or how the injury occurred.
Keep a record of any visits to your GP, hospital or any physiotherapist appointments following your accident at work.
Keep any documents relating to your medical care – appointment cards, prescriptions, receipts, x-rays etc.
Keep any letters or wage slips from your employer evidencing any lost working hours and lost income.
Keep receipts for any other out-of-pocket expenses that you have incurred because of your accident such as taxi fares to medical appointments etc.
Extra charges for any medical expenses are usually added to the basic injury compensation.
In some cases, the claim also considers other lifestyle infringements resulting from the personal injury.
If the damage has adversely affected your ability to work, lost income will be considered in the final compensation package.
Different levels of compensation apply to different types of physical injuries.
You are claiming against your employers’ insurance policy. All employers are legally required to have adequate insurance in place to cover them in the event of an accident at work. This means that they will not be paying your compensation out of any company profit.
Rest assured any reputable employer will recognise that your claim is not personal; you are merely exercising your right to seek compensation, which will aid your recovery and reimburse you for any financial losses that you have sustained because of the accident. Please note, the insurance company will deal with the claim on behalf of your employer, so your employer will not be conducting the claim themselves.
Yes, it doesn’t matter if you are full-time; part-time; on a short-term contract or are a temporary worker. All employees are governed by the same health and safety at work regulations and have the same right to pursue a claim for personal injury compensation if the accident was a result of negligence in the workplace.
Most self-employed workers assume that accident at work claims do not apply to them. The reason being, if they work for themselves, how can somebody else be held responsible for their work-related injuries? And, more importantly, who can they claim against? When it comes to compensation claims, self-employed workers do fall into a different category from company employees. However, while self-employed workers are responsible for their own safety, there are instances in which they may be able to pursue an accident at work claim if their injuries were caused because of somebody else’s mistake or negligence.
Yes, if the company you were employed by at the time of your accident is no longer trading it is still possible for a claim to be made. You can still claim compensation from the insurer who issued the employers’ liability insurance policy, which was in force at the time of your accident.
Yes, the accident must have taken place in the last 3 years or three years from the date you became aware that negligence caused or contributed to your injury (although minors can claim from three years after their 18th birthday).
An accident at work can mean having to deal with costly medical bills, changing your daily routine and missing work. Combining this with pursuing a legal claim can be a strain for many. It is therefore important to seek specialist legal advice from specially trained accident at work solicitors to give you the peace of mind that comes with quality legal care. CEL Solicitors has a dedicated and experienced team of accident at work specialists who will guide you through the personal injury claims process.