Being involved in a road traffic accident is often sudden, shocking, and overwhelming. Knowing what to do next can make all the difference.
There are around 140,000 reported road traffic casualties in the UK every year, ranging from mild to severe. If you’ve been in a road traffic accident that wasn’t your fault, you may be entitled to compensation.
We’re here to help you through the process. Our team of expert solicitors will be on hand throughout to secure the compensation you deserve. Read on to find out how to claim compensation after a road traffic accident.
Steps to Take After a Road Traffic Accident
Taking the right steps after an accident can be the difference between a successful claim and an unsuccessful one. Here are five simple steps to follow:
Step 1: Get Medical Attention
Your health should be the priority. Even if your injuries seem minor, be sure to get checked by a medical professional as soon as possible. Your medical records can also support your claim.
Step 2: Report the Accident
Report the accident to the police, especially if someone is injured or there is property damage. If the police attend the scene, request a copy of the report or a reference number – this will be useful when making a claim.
Step 3: Gather Evidence
Collect as much evidence as you can, including:
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Photos of the scene, vehicles, and any visible injuries
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Contact details of witnesses
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Insurance and contact information of the other party
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Dashcam footage
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Notes on weather conditions at the time of the accident
Step 4: Notify Your Insurance Company
Even if you don’t intend to claim through your insurance, you must let your insurer know about the accident. They might require details for their records. Doing so protects your policy and ensures compliance with their requirements.
Step 5: Contact a Road Traffic Accident Solicitor
Getting legal advice early on can make a big difference to your case. A solicitor can help you avoid common mistakes and preserve key evidence.
This is where we come in. The experienced personal injury solicitor team at CEL Solicitors offers free initial consultations and works on a no-win, no-fee basis.
Small Claims and Whiplash Reforms
The government’s Whiplash Reforms, introduced in 2021, changed the way certain low-value road traffic accident claims are handled in England and Wales.
If your injury is valued at less than £5,000 (such as minor whiplash), you may now need to submit your case through the Official Injury Claim portal. Although the system is designed for individuals to use without legal representation, seeking expert advice can still help you secure the full compensation you deserve.
For whiplash-related injuries, fixed compensation tariffs now apply.
If your injuries are more severe or your claim is above the small claims threshold, our team at CEL Solicitors can handle your case directly and pursue the full compensation you deserve.
Mistakes to Avoid When Claiming Compensation After a Road Traffic Accident
Even with the best intentions, small mistakes can have a big impact on your claim. Here are some key mistakes to avoid:
Admitting Fault
It’s natural to want to apologise, but in the context of a claim, an apology can be seen as admitting fault.
Instead: Stick to the facts and allow the investigation to determine what happened.
Not Reporting the Accident
Failing to report the accident to your insurer or the police can create complications further down the line.
Instead: Ensure there is an official record of what happened.
Accepting a Quick Settlement
Some insurance companies may try to settle early for far less than you deserve.
Instead: Always speak to a solicitor before accepting any settlement offers.
Posting on Social Media
Content posted online can be used as evidence in your claim. Even innocent updates could be misinterpreted.
Instead: Avoid discussing your injuries or the accident on social media until your claim has been fully settled.
Is There a Time Limit for Road Accident Claims?
Yes, there is a time limit. Like most personal injury claims, you have three years from the date of the accident to make a compensation claim, in line with the Limitation Act 1980.
However, there are some exceptions – for example, if the person injured is under the age of 18, lacks mental capacity to manage their legal affairs, or if the injuries were not immediately apparent.
Take the First Step Towards the Compensation You Deserve
Start your no-win, no-fee claim today with CEL Solicitors. We have experience supporting people injured in road traffic accidents – whether drivers, passengers, or pedestrians – to get the compensation they are entitled to.
As experts in road traffic accident law in the UK, your claim is in safe, experienced hands with us.
Call us for free on 0330 822 3764, or visit our contact page to get started.
